KreditBee: Personal Loan App 2.1.6

Finnovation Tech Solutions Pvt Ltd – Freeware – Android
out of 1631491 votes

Easy access to personal loans with KreditBee!

Pete Milner

10/25/2023

KreditBee is a user-friendly app that provides quick and hassle-free personal loans.

KreditBee is an online instant personal loan app trusted by over 50 million Indians. It offers quick personal loans at attractive interest rates, providing a hassle-free experience. With KreditBee, customers can apply for a quick online loan and receive the amount directly in their bank account within 10 minutes, regardless of whether they are salaried or self-employed.

Online personal loans from ₹1,000 to ₹4,00,000
Interest rates ranging from 0% to 29.95% p.a.
Loan tenures ranging from 3 to 24 months
APR range of 0% to 70%
Low transaction fees
Quick loans and easy EMI repayment

KreditBee offers several features that make it an ideal choice for every customer:

Quick online loan approval process
Low-interest rates
Easy application process
Fast loan approval
Digital processing and 10-minute loan disbursal
Easy repayment with manageable EMI options

Features of the KreditBee personal loan app include:

Quick loan approval in a few minutes on the app
Flexible repayment options ranging from 3 to 24 months
Paperless process with no physical paperwork required. All necessary documents can be submitted online.
Complete transparency with no hidden costs for customers
Convenient access to quick personal loans anytime, anywhere
Available in English and Hindi languages

Why choose KreditBee?

Provides loans for various purposes, such as financing purchases, travel, education, wedding expenses, debt consolidation, home repairs, and medical bills.
Offers flexible interest rates ranging from 0% to 29.95% per annum.
Works exclusively with RBI-certified NBFCs/Banks, ensuring safety and security.

KreditBee partners with the following lending institutions:

Krazybee Services Pvt. Ltd.
IIFL Finance Ltd.
Incred Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Piramal Capital & Housing Finance Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Tata Capital Financial Services Ltd.

KreditBee offers different types of loans:

Flexi Personal Loan:

Loan amount ranging from ₹1,000 to ₹50,000
Tenure of 3-10 months
Requires PAN card and proof of address for application

Personal Loan for Salaried:

Loan amount ranging from ₹10,000 to ₹4,00,000
Tenure of 3-24 months
Requires PAN card, address proof, and salary proof for application

Personal Loan for Self-Employed:

Loan amount ranging from ₹10,000 to ₹1,50,000
Tenure of 3-12 months
Requires PAN card and proof of address for application

Purchase on EMI:

Customers can conveniently shop online or offline with over 2 Lakh+ merchants and convert purchases up to ₹2,00,000 into easy EMIs without any processing fees. Requires PAN card and address proof.

Example of a personal loan for salaried individuals:

Loan Amount: ₹50,000
Tenure: 12 months
Rate of Interest: 20% per annum
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding & Processing Fee: ₹261
Total Interest: ₹5,580
EMI: ₹4,632
APR: 26.92%
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,580

Eligibility requirements for a KreditBee loan:

Indian national
Over the age of 21
Steady monthly income

Steps to avail a KreditBee loan:

Install the KreditBee app
Sign up using your mobile number
Provide your PAN number and check your eligibility
Upload KYC documents, including address proof, and get your profile verified
Choose your loan amount and tenure
Provide your bank account details
Request money transfer to your bank account

Contact information:

📧 E-mail: [email protected]

📱 Phone: 080-44292200 / 080-68534522

🏢 Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru - 560008

Overview

KreditBee: Personal Loan App is a Freeware software in the category Business developed by Finnovation Tech Solutions Pvt Ltd.

The latest version of KreditBee: Personal Loan App is 2.1.6, released on 05/22/2025. It was initially added to our database on 10/25/2023.

KreditBee: Personal Loan App runs on the following operating systems: Android.

Users of KreditBee: Personal Loan App gave it a rating of 3 out of 5 stars.

Pros

Easy and quick application process
No collateral required
Instant disbursal of funds
Flexible repayment options
User-friendly interface
Available for individuals with low credit scores

Cons

High interest rates
May have additional fees and charges
Loan amount limit may be low for some users

FAQ

What is KreditBee?

KreditBee is a personal loan app offered by Finnovation Tech Solutions Pvt Ltd.

How can I apply for a loan on KreditBee?

You can apply for a loan on KreditBee by downloading the app from the app store, registering, and completing the application process.

What are the eligibility criteria to apply for a loan on KreditBee?

The eligibility criteria for a loan on KreditBee include being an Indian citizen aged between 21 to 55 years, having a monthly income, and meeting the credit criteria set by KreditBee.

What documents are required to apply for a loan on KreditBee?

Typically, you will need to provide your PAN card, address proof, and bank statements to apply for a loan on KreditBee.

How long does it take for a loan to be approved on KreditBee?

Loan approval on KreditBee is usually quick, and you may receive the funds in your account within a few hours to a day after approval.

What is the maximum loan amount one can get from KreditBee?

The maximum loan amount that can be availed from KreditBee varies depending on various factors, but generally ranges from a few thousand rupees to lakhs.

What are the interest rates charged by KreditBee?

Interest rates on loans from KreditBee vary based on multiple factors including the loan amount, tenure, and applicant's credit profile.

Can I repay my loan early on KreditBee?

Yes, you can repay your loan early on KreditBee without any prepayment charges or penalties.

Is KreditBee safe and secure to use?

KreditBee employs industry-standard security measures to safeguard your personal and financial information, making it safe and secure to use.

What happens if I miss a repayment on my KreditBee loan?

If you miss a repayment on your KreditBee loan, it may lead to penalty charges, affect your credit score, and make future borrowing difficult.

Pete Milner

I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.

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Latest Version
2.1.6

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